Terms of Service

Last Updated: July 9, 2025

The following Terms of Service (“Terms”) governs the access and use by you of the Site, Community, and Community (as such terms are defined below) provided by The Interledger Foundation (“Interledger”, “us”, “our”, “we”). This is a legal agreement between you and incorporates by reference the Privacy Policy located at www.interledger.org/privacy-policy (the “Privacy Policy”, and collectively with these Terms, the “Agreement”); provided, however, that to the extent that there are any conflicts between any of the terms or conditions of these Terms and any of the terms or conditions of the Privacy Policy (provided that the inclusion of additional terms in the Privacy Policy that are not included in these Terms shall not be deemed to constitute a conflict, and such additional terms shall apply to your access and use of the Site and the Community), the applicable terms and provisions of these Terms shall control.

CONSENT AND USE OF THE SITE AND COMMUNITY
By registering to use, using, ordering, subscribing, logging into, or browsing the website at www.interledger.org, related subdomains, and the related Interledger mobile applications (collectively the “Site”) and related Community (defined below), you agree to the terms and conditions of the Agreement, governing your access to and use of the Community, including but not limited to limitations of liability, indemnification, and your agreement to arbitrate disputes relating to the Site and/or the Community.
If you are entering into these Terms on behalf of a User that is a company or other legal entity, you represent and warrant that you have the authority to bind such entity to these Terms, in which case the terms “you” or “your” shall refer to such entity. These Terms are effective as of the date you accept these Terms by accessing the Community (“Effective Date”).
IF YOU DO NOT HAVE SUCH AUTHORITY TO ACCEPT THE AGREEMENT, OR IF YOU DO NOT AGREE WITH THE AGREEMENT, YOU (AND THE ENTITY ON WHOSE BEHALF YOU ARE SEEKING TO ENTER INTO THE AGREEMENT) MAY NOT USE THE SITE OR PLATFORM.
DEFINITIONS
- “Community” means our Site, community channels, platforms and associated application programming interfaces (APIs), Software, tools, and Content that we make available to you in connection therewith.
- “confidential information” means any information, technical data, or know-how considered proprietary or confidential by either party to these Terms including, but not limited to, either party’s research, services, inventions, processes, specifications, designs, drawings, diagrams, concepts, marketing, techniques, documentation, source code, customer information, personally identifiable information, pricing information, procedures, menu concepts, business and marketing plans or strategies, financial information, and business opportunities disclosed by either party before or after the Effective Date of these Terms, either directly or indirectly in any form whatsoever, including in writing, orally, machine-readable form or through access to either party’s premises.
- “Content” means any information, data, text, software, music, sound, photographs, graphics, video, messages, tags, and/or other materials.
- “Open-Source Software” means all software that is available under the GNU Affero General Public License (AGPL), GNU General Public License (GPL), GNU Lesser General Public License (LGPL), Mozilla Public License (MPL), Apache License, BSD licenses, or any other license that approved by the Open Source Initiative (www.opensource.org).
- “Security Emergency” means a violation by User of these Terms that (i) could disrupt (x) Interledger’s provision of the Community; (y) the business of other subscribers to the Community; or (z) the network or servers used to provide the Community; or (ii) provides unauthorized third-party access to the Community.
- “Software” means any software and associated documentation that is made available via the Site or the Community. For the avoidance of doubt, Software shall not include any Open-Source Software.
- “Statistical Data” means aggregated and anonymized statistical, transactional, usage and performance information based on and/or related to your use of the Community, which does not contain any personally identifying information and is compiled using a sample size large enough to ensure the underlying data cannot be attributed to you.
- “User” refers to any individual or entity that interacts with, engages, or utilizes the Site or Community.
LIMITED LICENSE & USE OF THE SITE AND THE PLATFORM
1. Interledger hereby grants to Users a non-exclusive, non-transferable, limited, revocable, worldwide right to use the Site, solely for such your own internal, non-commercial purposes, subject to the terms and conditions of these Terms. All rights not expressly granted to you are reserved by Interledger and its licensors.
  1. Interledger hereby grants to Users a non-exclusive, non-transferable, limited, revocable, worldwide right to use the Community, solely for such your own internal, non-commercial purposes, subject to the terms and conditions of these Terms. All rights not expressly granted to Users are reserved by Interledger and its licensors.
  2. In addition, a User shall not:
    - use, license, sublicense, sell, resell, transfer, assign, distribute, share, or otherwise commercially exploit or make available to any third-party the Site or the Community in any way;
    - modify or make derivative works based upon the Site or the Community;
    - embed the Site as a frame from within another website or application;
    - access the Site or the Community for purposes of monitoring its availability, performance, functionality, or for any other benchmarking;
    - reverse engineer or access the Site or the Community in order to (i) build a competitive product or service, (ii) build a product using ideas, features, functions, or graphics that are similar to those related to the Site or the Community, or (iii) copy any ideas, features, functions or graphics of the Site or the Community;
    - send to or store on the Site or the Community any material containing software viruses, worms, Trojan horses or other harmful computer code, files, scripts, agents or programs;
    - interfere with or disrupt the integrity, security or performance of the Site or the Community, or any data contained therein, or Interledger’s servers or networks, including, without limitation, by means of submitting a virus to the Site or the Community, overloading, “flooding,” “spamming,” “mail bombing” or “crashing” or “DDoS” attacks;
    - attempt to gain unauthorized access to the Site or the Community or any of their related systems or networks;
    - take any action that imposes an unreasonably or disproportionately large load on Interledger’s infrastructure;
    - use the Site or the Community for any unlawful purpose;
    - violate any local, provincial, state, federal or international rules, regulations, laws or ordinances using the Site or the Community;
    - provide any information to Interledger that is false or misleading, that attempts to conceal your identity or that User does not have the right to disclose; or
    - solicit others to perform or participate in any of the foregoing actions.
      1. Interledger shall be entitled to adjust the scope of the Site, the Community and the underlying technical infrastructure to reflect the continuing development of the Site, the Community and technical advances.
ACCOUNT INFORMATION, PASSWORD AND SECURITY
In the course of your use of the Site or the Community, we may ask you for certain information, including your name, email address, phone number, mailing address, billing address, credit card information, and tax reporting information (collectively, “Account Information”); provided that we may ask for only some of this information unless you are the User. Your Account Information must be up-to-date and accurate at all times. Should any such Account Information change, you must update it in your User profile. You agree that you are solely responsible for the accuracy and content of your Account Information. You are further responsible for maintaining the confidentiality of username and password and also for all activities that take place under username and/or account.
Consistent with and without limiting the scope of provisions limiting liability elsewhere in these Terms, in no event will Interledger be liable for any indirect or consequential loss or damage of any kind whatsoever resulting from the disclosure of your username and/or password or your failure to comply with this section.
You shall notify Interledger immediately of any unauthorized use of any password or account used for access to the Site or the Community, or any other known or suspected breach of security related to the Site or the Community.
REPRESENTATIONS & WARRANTIES
You and each of User’s agents, employees, or contractors acting on behalf of User in entering into these Terms, individually represents and warrants that they have the legal power and authority to enter into these Terms and that they (a) are an individual who is at least 18 years of age; (b) have not falsely identified themselves, nor provided any false information to gain access to the Site or the Community; (c) will provide current, complete and accurate payment and Account Information in connection with your use of the Site and the Community; and (d) will promptly update Account Information and other User information, including but not limited to User’s email address and deposit information, so that Interledger may facilitate User’s requested transactions and contact User as needed.
USER CONDUCT
1. User Content Generally. Certain features of the Community may permit Users to submit, upload, publish, broadcast, or otherwise transmit (“Post”) content to the Community, including messages, reviews, photos, video or audio (including sound or voice recordings and musical recordings embodied in the video or audio), images, folders, data, text, and any other works of authorship or other works (“User Content”). You retain any copyright and other proprietary rights that you may hold in the User Content that you Post to the Community, subject to the licenses granted in these Terms.
2. Limited License Grant to Interledger. By Posting User Content to or via the Community, you grant Interledger a worldwide, non-exclusive, royalty-free, fully paid right and license (with the right to sublicense through multiple tiers) to host, store, transfer, publicly display, publicly perform (including by means of a digital audio transmission), communicate to the public, reproduce, modify for the purpose of formatting for display, create derivative works as authorized in these Terms, and distribute your User Content, in whole or in part, in any media formats and through any media channels, in each instance whether now known or hereafter developed. All of the rights you grant in these Terms are provided on a through-to-the-audience basis, meaning the owners or operators of external services will not have any separate liability to you or any other third party for User Content Posted or otherwise used on external services via the Community. You agree to pay all monies owing to any person or entity resulting from Posting your User Content and from Interledger’s exercise of the license set forth in this Section.
3. You Must Have Rights to the Content You Post; User Content Representations and Warranties. You must not Post User Content if you are not the owner of or are not fully authorized to grant rights in all of the elements of that User Content including in all ambient music and underlying musical works embodied in any sound recording. Interledger disclaims any and all liability in connection with User Content. You are solely responsible for your User Content and the consequences of providing User Content via the Community. By providing User Content via the Community, you affirm, represent, and warrant to us that:
  1. you are the Interledger and owner of the User Content, or have the necessary licenses, rights, consents, and permissions to authorize Interledger and Users of the Community to use and distribute your User Content as necessary to exercise the licenses granted by you in this Section, in the manner contemplated by Interledger, the Community, and these Terms;
  2. your User Content, and the Posting or other use of your User Content as contemplated by these Terms, does not and will not: (i) infringe, violate, misappropriate, or otherwise breach any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property, contract, or proprietary right; (ii) slander, defame, libel, or invade the right of privacy, publicity or other property rights of any other person; or (iii) cause Interledger to violate any law or regulation or require Interledger to obtain any further licenses from or pay any royalties, fees, compensation or other amounts or provide any attribution to any third parties; and
  3. your User Content could not be deemed by a reasonable person to be objectionable, profane, indecent, pornographic, harassing, threatening, embarrassing, hateful, or otherwise inappropriate.
4. Prohibited Conduct. By using the Community, you agree not to:
  1. use the Community for any illegal purpose or in violation of any local, state, national, or international law;
  2. harass, threaten, demean, embarrass, bully, or otherwise harm any other User of the Community;
  3. violate, encourage others to violate, or provide instructions on how to violate, any right of a third party, including by infringing or misappropriating any third-party intellectual property right;
  4. access, search, or otherwise use any portion of the Community through the use of any engine, software, tool, agent, device, or mechanism (including spiders, robots, crawlers, and data mining tools) other than the software or search agents provided by Interledger;
  5. interfere with the operation of the Community or any User’s enjoyment of the Community, including by: (a) uploading or otherwise disseminating any virus, adware, spyware, worm, or other malicious code; (b) making any unsolicited offer or advertisement to another User of the Community; (c) collecting personal information about another User or third party without consent; or (d) interfering with or disrupting any network, equipment, or server connected to or used to provide the Community;
  6. perform any fraudulent activity including impersonating any person or entity, claiming a false affiliation or identity, accessing any other Community account without permission, or falsifying your age or date of birth; or
  7. attempt to do any of the acts described in this Section 6 (User Conduct) or assist or permit any person in engaging in any of the acts described in this Section 6 (User Conduct).
5. User Content Disclaimer. Interledger are under no obligation to edit or control User Content that you or other User’s Post and will not be in any way responsible or liable for User Content. Interledger may, however, at any time and without prior notice, screen, remove, edit, or block any User Content that in our sole judgment violates these Terms, is alleged to violate the rights of third parties, or is otherwise objectionable. You understand that, when using the Community, you will be exposed to User Content from a variety of sources and acknowledge that User Content may be inaccurate, offensive, indecent, or objectionable. You agree to waive, and do waive, any legal or equitable right or remedy you have or may have against Interledger with respect to User Content. If notified by a user or content owner that User Content allegedly does not conform to these Terms, Interledger may investigate the allegation and determine whether to remove the User Content, which Interledger reserve the right to do at any time, without notice, and for any reason. For clarity, Interledger does not permit infringing activities on the Community.
6. Monitoring Content. Interledger do not control and do not have any obligation to monitor: (a) User Content; (b) any content made available by third parties; or (c) the use of the Community by its Users. You acknowledge and agree that Interledger reserve the right to, and may from time to time, monitor any and all information transmitted or received through the Community for operational and other purposes. If at any time Interledger choose to monitor the content, then Interledger still assume no responsibility or liability for content, or any loss or damage incurred as a result of the use of content. During monitoring, information may be examined, recorded, copied, and used in accordance with Interledger’s Privacy Policy. Interledger may block, filter, mute, remove or disable access to any User Content uploaded to or transmitted through the Community without any liability to the User who Posted such User Content to the Community or to any other Users of the Community.
FEES
There are generally no fees to use the Site or Community, however, we may charge fees to attend certain events or participate programs as provided in an applicable sign up or order form.
If and to the extent that User subscribes for a paid event, program, or other offering of Interledger, User will provide Interledger with a valid credit card for payment of the applicable fees. All fees are exclusive of all federal, state, provincial, municipal, or other taxes which User agrees to pay based on where the User is located. The applicable payment screen or invoice will include (a) fees and (b) all applicable sales taxes, as amended from time to time, for the jurisdiction in which User is located. In the event of updated tax rates, Interledger will apply the new tax rate without notice to User.
All prices are subject to change upon notice. Such notice may be provided by an e-mail message to the User, or in the form of an announcement on the Site.
If Interledger has the legal obligation to pay or collect taxes for which User is responsible under this section, the appropriate amount shall be charged to and paid by User unless User provides Interledger with a valid tax exemption certificate authorized by the appropriate taxing authority. Any and all payments by or on account of the compensation payable under these Terms shall be made free and clear of and without deduction or withholding for any taxes.
TERMINATION
Interledger in its sole discretion has the right to suspend or discontinue providing the Site or Community to any User without notice for actions that are (a) in violation of these Terms, or (b) create a Security Emergency.
If (i) User uses the Site or Community to violate these Terms in any way that does not create a Security Emergency; (ii) Interledger may elect to provide the User with commercially reasonable notice of this violation; (iii) Interledger uses commercially reasonable efforts to discuss and resolve the violation with User; and (iv) despite the foregoing, the violation is not resolved to Interledger’s reasonable satisfaction within ten (10) days of such notice, then Interledger reserves the right to suspend or cancel User’s (or the applicable User’s) right to access and use the Site and Community.
INTELLECTUAL PROPERTY
1. Interledger’s Property. You acknowledge and agree that all rights, title and interest in and to the Site and the Community are the exclusive property of Interledger or its affiliates, licensors or suppliers. Unless stated otherwise, Interledger and its licensors retain all intellectual property rights in and to the Site and the Community, including, without limitation, all logos, graphics, software, algorithms, functionality and Content (other than User Content) included in or comprising the Site and the Community. All rights not expressly granted herein are reserved by Interledger.
  1. Statistical Data. Notwithstanding anything to the contrary in this Agreement, and consistent with the activities described in the Privacy Policy, Interledger may monitor, compile, analyze, and use Statistical Data. You agree that Interledger may make such Statistical Data publicly available. Interledger and/or its licensors own all right, title and interest in and to the Statistical Data and all related software, technology, documentation, and content provided in connection with, or developed using, the Statistical Data, including all intellectual property rights in the foregoing.
  2. Feedback. You may provide feedback, suggestions, and comments to Interledger regarding the Site and Community (“Feedback”). Your hereby grants to Interledger a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, fully paid, sublicensable and transferable license to use, process, store, edit, modify, aggregate, combine, reproduce, distribute, display, perform, prepare derivative works, and otherwise fully exploit such Feedback in any medium or format, whether now known or later developed.
  3. Publicity. Unless otherwise agreed by the parties in writing, User hereby agrees that Interledger may reference User in marketing and public relations materials, including a press release announcing User as a customer. User hereby grants Interledger a nonexclusive, worldwide license to use and display User’s trademarks, trade names and logos in connection with the foregoing.
CONFIDENTIALITY
Each party agrees to treat all Content marked as confidential information as confidential and not to use or disclose such confidential information except as necessary to perform its obligations under, and in accordance with the terms and provisions of, these Terms. Content posted on public facing areas of the Community, such as reviews, shall not be considered “confidential information” for the purposes of the Agreement.
Interledger and any third-party vendors and hosting partners it utilizes to provide the Community shall hold Content in strict confidence and shall not use or disclose Content except (a) as required to perform their obligations under these Terms; (b) in compliance with our Privacy Policy; or (c) as otherwise authorized by you in writing.
Notwithstanding the foregoing, Interledger shall have no responsibility to monitor the use of Content or privacy policies of the social media or communication platforms on which the Community are deployed.
AVAILABILITY; SUPPORT
Interledger will provide the Site and perform the Community in a manner consistent with general industry standards reasonably applicable to the provision thereof. Interledger will use commercially reasonable efforts to cause the Site and the Community to be available, outside of scheduled downtime for maintenance and upgrades and extraordinary circumstances or causes beyond our control (such as fire, flood, earthquake, elements of nature or acts of God, acts of war, terrorism, riots, civil disorders, rebellions or revolutions, strikes, lockouts, labor difficulties, generalized internet interruptions (through denial of service, worms, telecommunications problems or the like)) but does not guarantee, represent or warrant such availability. Interledger, from time to time, may make enhancements or upgrades to the Site and/or Community which result in the Site and/or Community being unavailable, which Interledger shall take reasonable steps to schedule so as to minimize the unavailability of the Site and/or Community and User inconvenience.
THE SITE AND THE PLATFORM MAY BE SUBJECT TO LIMITATIONS, DELAYS, AND OTHER PROBLEMS INHERENT IN THE USE OF THE INTERNET AND ELECTRONIC COMMUNICATIONS. INTERLEDGER IS NOT RESPONSIBLE FOR ANY DELAYS, DELIVERY FAILURES, OR OTHER DAMAGE RESULTING FROM SUCH PROBLEMS.
INTEGRATIONS, THIRD-PARTY LINKS
The Community may link to or otherwise allow you to access or use or integrate with third-party providers of products and services (“Third-Party Services”). Such Third-Party Services are not “Community” under these Terms and are not subject to any terms related to the Site or the Community, including related warranties, indemnities, service commitments or other obligations. The availability of any Third-Party Services through the Community does not imply Interledger’s endorsement of or affiliation with the provider. Access to and use of any Third-Party Services are subject to the separate terms and conditions required by the providers of the Third-Party Services. Interledger does not control the Third-Party Services and will have no liability to you in connection with any Third-Party Service. Interledger has no obligation to monitor or maintain any Third-Party Service and may replace, disable, or restrict access to any Third-Party Service or cancel related integrations at any time, without notice. The calculation of downtime of the Site and the Community, if any, does not include the unavailability of any integration to a Third-Party Service.
If a Third-Party Service is enabled for your account, please be mindful that Account Information or Content will be shared with the third-party provider and the purposes for which the provider requires access. We will not be responsible for any use, disclosure, modification or deletion of Account Information or Content that is transmitted to, or accessed by, a Third-Party Service.
BY USING OR ENABLING ANY THIRD-PARTY SERVICE, YOU EXPRESSLY ACKNOWLEDGE THAT ANY LIABILITY AND REMEDIES RELATED TO A THIRD-PARTY SERVICE IS WHOLLY GOVERNED BY THE APPLICABLE THIRD-PARTY AGREEMENT AND INTERLEDGER DISCLAIMS ALL LIABILITY RELATED TO SUCH THIRD-PARTY SERVICE.
DISCLAIMER OF WARRANTIES
INTERLEDGER AND ITS LICENSORS MAKE NO REPRESENTATION, WARRANTY, OR GUARANTY AS TO THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, AVAILABILITY, ACCURACY OR COMPLETENESS OF THE SITE, THE PLATFORM, OR ANY CONTENT. INTERLEDGER AND ITS LICENSORS DO NOT REPRESENT OR WARRANT THAT (A) THE USE OF THE SITE OR THE PLATFORM WILL BE SECURE, TIMELY, UNINTERRUPTED OR ERROR-FREE OR OPERATE IN COMBINATION WITH ANY OTHER HARDWARE, SOFTWARE, SYSTEM OR DATA, (B) THE SITE OR THE PLATFORM WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, (C) ANY STORED DATA WILL BE ACCURATE OR RELIABLE, (D) THE QUALITY OF ANY PRODUCTS, PLATFORM, INFORMATION, LEADS OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE OR THE PLATFORM WILL MEET YOUR OR USER’S REQUIREMENTS OR EXPECTATIONS, (E) ERRORS OR DEFECTS WILL BE CORRECTED, OR (F) THE SERVERS THAT MAKE THE SITE AND THE PLATFORM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
THE SITE, THE PLATFORM, AND ALL CONTENT THEREON, INCLUDING WITHOUT LIMITATION, OUR CONTENT AND YOU CONTENT, AS APPLICABLE, IS PROVIDED TO YOU AND USER STRICTLY ON AN “AS IS” AND “AS AVAILABLE” BASIS. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW BY INTERLEDGER AND ITS LICENSORS. Interledger makes no representation or warranty regarding ANY transactions sought to be effected through YOUR OR USER’S use of the Site or the services.
LIMITATION OF LIABILITY
Interledger shall not be liable for and you waive the right to claim any loss, injury, claim, liability or damage of any kind resulting in any way from the Site and Community provided to you by Interledger.
IN NO EVENT SHALL INTERLEDGER’S AGGREGATE LIABILITY PURSUANT TO THESE TERMS EXCEED THE FEES ACTUALLY PAID BY YOU TO INTERLEDGER IN THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE APPLICABLE CLAIM. IF YOU OR USER IS USING A FREE, TRIAL, OR OTHER UNPAID VERSION OF THE PLATFORM, INTERLEDGER’S MAXIMUM AGGREGATE LIABILITY SHALL BE $100.00.
EXCEPT IN CONNECTION WITH YOUR INDEMNIFICATION OBLIGATIONS, IN NO EVENT SHALL EITHER PARTY AND/OR ITS LICENSORS BE LIABLE UNDER THESE TERMS TO ANYONE FOR ANY INDIRECT, PUNITIVE, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL OR OTHER DAMAGES OF ANY TYPE OR KIND (INCLUDING LOSS OF DATA, REVENUE, PROFITS, USE OR OTHER ECONOMIC ADVANTAGE) ARISING OUT OF, OR IN ANY WAY CONNECTED WITH THE SITE OR THE PLATFORM, INCLUDING BUT NOT LIMITED TO THE USE OR INABILITY TO USE THE SITE OR THE PLATFORM, OR FOR ANY CONTENT OBTAINED FROM OR THROUGH THE SITE OR THE PLATFORM, ANY INTERRUPTION, INACCURACY, ERROR OR OMISSION, REGARDLESS OF CAUSE IN THE CONTENT, EVEN IF THE PARTY FROM WHICH DAMAGES ARE BEING SOUGHT OR SUCH PARTY’S LICENSORS HAVE BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You will solely be responsible for any damage and/or loss of you User Content contained in your technology which occurs as a result of your electronic equipment and/or your computer system.
ADDITIONAL RIGHTS
Certain states and/or jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental, consequential or certain other types of damages, so the exclusions set forth above may not apply to you.
INDEMNIFICATION BY INTERLEDGER
Interledger shall defend, indemnify, and hold you harmless against any loss, damage, or costs (including reasonable attorneys’ fees) in connection with claims, demands, suits, or proceedings made or brought against you by a third-party alleging that the Community, or use of the Community as contemplated hereunder, infringes a copyright, a U.S. patent issued as of the date of final execution of these Terms, or a trademark of a third-party or involves the misappropriation of any trade secret of a third-party (each, a “Third-Party Claim”); provided, however, that you:
(a) promptly give written notice of the Third-Party Claim to Interledger, and in no event later than five (5) days after learning of the Third-Party Claim (provided, however, that the failure to so notify shall not relieve Interledger of its indemnification obligations unless Interledger can show that it was materially prejudiced by such delay and then only to the extent of such prejudice);
(b) give Interledger sole control of the defense and settlement of the Third-Party Claim (provided that Interledger may not settle any Third-Party Claim unless it unconditionally releases you of all liability); and
(c) provide to Interledger, at Interledger’s cost, all reasonable assistance requested by Interledger.
Interledger shall not be required to indemnify you or any of its Users in the event of: (i) modification of the Community by you in conflict with your obligations or as a result of any prohibited activity as set forth herein to the extent that the infringement or misappropriation would not have occurred but for such modification; (ii) use of the Community in combination with any other product or service not provided by Interledger to the extent that the infringement or misappropriation would not have occurred but for such use; or (iii) use of the Community in a manner not otherwise contemplated by these Terms to the extent that the infringement or misappropriation would not have occurred but for such use.
RELEASE AND INDEMNIFICATION
In the event you have a dispute with one or more subscribers to the Community, Users (including those User authorizes) of the Site or the Community (including, but not limited to, any dispute regarding any transaction, or User generated content or) or any third-party website or service that may be linked to or otherwise interact with the Site or the Community, including, without limitation, any social media website, application, or service, you hereby agrees to release and forever discharges Interledger and its agents, directors, shareholders, members, partners, managers, officers, employees, information providers, suppliers, distributors, vendors, attorneys and affiliates (collectively, the “released parties”) from any and all rights, claims, complaints, demands, causes of action, proceedings, liabilities, obligations, legal fees, costs and disbursements of any nature whatsoever, whether known or unknown, which now or hereafter arise from, relate to, or are connected with such dispute and/or your use of the Site and the Community, to the fullest extent permitted by law.
You further agrees to indemnify, defend and hold harmless, to the fullest extent permitted by law, the released parties from and against all claims, demands, liabilities, losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from, arising out of or in connection with your use, unlawful use or other misuse, or inability to use the Site or the Community, your breach of these Terms, or otherwise relating to the business we conduct on the Site or the Community (including, without limitation, any potential or actual communication, transaction or dispute between you and any other third-party), any Content or confidential information posted by you or on your behalf to the Site or Community, any use of any service provided by a third-party provider, or any use of a service offered by us that interacts with a third-party website or application, including any social media site or other communications platform (each, an “Indemnifiable Claim”). You shall cooperate as fully as reasonably required in the defense of any Indemnifiable Claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any Indemnifiable Claim, and you shall not settle any Indemnifiable Claim without our written consent. This section survives termination of these Terms.
PROCEDURE FOR ALLEGING COPYRIGHT INFRINGEMENT
1. DMCA Notice.
  Interledger asks our Users to respect the intellectual property of others. It is our policy to respond appropriately to clear notices of alleged copyright infringement, as set forth more fully below. In Interledger’s sole discretion, Interledger may remove content that may be infringing on another person’s intellectual property rights with or without notice to the potential infringer. In accordance with the U.S. Digital Millennium Copyright Act (“DMCA”) and other applicable law, Interledger has adopted a policy of terminating, in appropriate circumstances and at Interledger’s sole discretion, Users who are deemed to be repeat infringers. If you own a copyright in a work (or represent such a copyright owner) and believe that your (or such owner’s) copyright in that work has been infringed by an improper posting or distribution of it via the Site, then you may send us a written notice that includes all of the following:
  1. (i) a legend or subject line that says: “DMCA Copyright Infringement Notice”;
  2. (ii) a description of the copyrighted work that you claim has been infringed or, if multiple copyrighted works are covered by a single notification, a representative list of such works;
  3. (iii) a description of where the material that you claim is infringing or is the subject of infringing activity is located that is reasonably sufficient to permit us to locate the material (please include the URL of the Site on which the material appears);
  4. (iv) your full name, address, telephone number, and e-mail address;
  5. (v) a statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  6. (vi) a statement by you, made under penalty of perjury, that all the information in your notice is accurate, and that you are the copyright owner (or, if you are not the copyright owner, then your statement must indicate that you are authorized to act on the behalf of the owner of an exclusive right that is allegedly infringed); and
  7. (vii) your electronic or physical signature.
  Interledger will only respond to DMCA Notices that it receives by mail, e-mail, or facsimile at the addresses below:
  By Mail: Copyright Agent
  c/o The Interledger Foundation
  610 E Zack St. Suite 110-4289
  Tampa, FL 33602
  United States
  By E-Mail: copyright@interledger.org
  For clarity, only DMCA Notices should go to the above e-mail address.
  It is often difficult to determine if your copyright has been infringed. Interledger may elect to not respond to DMCA Notices that do not substantially comply with all of the foregoing requirements, and Interledger may elect to remove allegedly infringing material that comes to its attention via notices that do not substantially comply with the DMCA.
  Please note that the DMCA provides that any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability.
  We may send the information that you provide in your notice to the person who provided the allegedly infringing work. That person may elect to send us a DMCA Counter-Notification (as described below).
  Without limiting Interledger’s other rights, Interledger may, in appropriate circumstances, terminate a repeat infringer’s access to the Site and any other website owned or operated by Interledger.
2. Counter-Notification.
  If access on the Site to a work that you submitted to Interledger is disabled or the work is removed as a result of a DMCA Notice, and if you believe that the disabled access or removal is the result of mistake or misidentification, then you may send us a DMCA Counter-Notification to the addresses above. Your DMCA Counter-Notification should contain the following information:
  (i) a legend or subject line that says: “DMCA Counter-Notification”;
  (ii) a description of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled (please include the URL of the Site from which the material was removed or access to it disabled);
  (iii) a statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled;
  (iv) your full name, address, telephone number, e-mail address, and the username of your account (if you have an account);
  (v) a statement that you consent to the jurisdiction of the United States District Court for the District of Massachusetts, and that you will accept service of process from the person who provided DMCA notification to us or an agent of such person; and
  (vi) your electronic or physical signature.
  If we receive a DMCA Counter-Notification, then we may replace the material that we removed (or stop disabling access to it) in not less than ten (10) and not more than fourteen (14) business days following receipt of the DMCA Counter-Notification. However, we will not do this if we first receive notice at the addresses above that the party who sent us the DMCA Copyright Infringement Notice has filed a lawsuit asking a court for an order restraining the person who provided the material from engaging in infringing activity relating to the material on the Site. You should also be aware that we may forward the Counter-Notification to the party who sent us the DMCA Copyright Infringement Notice.
PROCEDURE FOR ALLEGING INFRINGEMENT OF OTHER INTELLECTUAL PROPERTY
If you own intellectual property other than copyrights and believe that your intellectual property other than copyright has been infringed by an improper posting or distribution of it via the Site, then you may send us a written notice to the addresses set forth above that includes: (a) a legend or subject line that says: “Intellectual Property Infringement Notice”; and (b) all the other information required for the DMCA notice above, except describing the other intellectual property alleged to have been infringed.
We will act on such notices in our sole discretion. Any User of the Site that fails to respond satisfactorily to Interledger with regard to any such notice is subject to suspension or termination. We may send the information that you provide in your notice to the person who provided the allegedly infringing material.
DISPUTE RESOLUTION
Certain portions of this Section 20 are deemed to be a “written agreement to arbitrate” pursuant to the Federal Arbitration Act. You and Interledger agree that we intend that this Section 20 satisfies the “writing” requirement of the Federal Arbitration Act. This Section 20 can only be amended by mutual agreement. Where arbitration is not permitted by the mandatory laws in your country of residence, or where the parties have not otherwise agreed to arbitration in accordance with applicable laws, the provisions of Section 21 shall apply to all relevant disputes between you and us.
1. First – Try To Resolve Disputes and Excluded Disputes. To the fullest extent permitted by applicable law, if any controversy, allegation, or claim arises out of or relates to the Site, the Content, you User Content, these Terms whether heretofore or hereafter arising (collectively, “Dispute”), or to any of Interledger’s actual or alleged intellectual property rights (an “Excluded Dispute”, which includes those actions set forth in Section 20(D)), then you and we agree to send a written notice to the other providing a reasonable description of the Dispute or Excluded Dispute, along with a proposed resolution of it. Our notice to you will be sent to you based on the most recent contact information that you provide us. But if no such information exists or if such information is not current, then we have no obligation under this Section 20 (A). Your notice to us must be sent to the notice address listed in Section 22.L, Attention: Customer Service. For a period of sixty (60) days from the date of receipt of notice from the other party, Interledger and you will engage in a dialogue in order to attempt to resolve the Dispute or Excluded Dispute, though nothing will require either you or Interledger to resolve the Dispute or Excluded Dispute on terms with respect to which you and Interledger, in each of our sole discretion, are not comfortable.
2. Binding Arbitration. If we cannot resolve a Dispute as set forth in Section 20(A) (or agree to arbitration in writing with respect to an Excluded Dispute) within sixty (60) days of receipt of the notice, then ANY AND ALL DISPUTES ARISING BETWEEN YOU AND INTERLEDGER (WHETHER BASED IN CONTRACT, STATUTE, REGULATION, ORDINANCE, TORT— INCLUDING, BUT NOT LIMITED TO, FRAUD, ANY OTHER INTENTIONAL TORT OR NEGLIGENCE,—COMMON LAW, CONSTITUTIONAL PROVISION, RESPONDEAT SUPERIOR, AGENCY OR ANY OTHER LEGAL OR EQUITABLE THEORY), WHETHER ARISING BEFORE OR AFTER THE EFFECTIVE DATE OF THESE TERMS, MUST BE RESOLVED BY FINAL AND BINDING ARBITRATION. THIS INCLUDES ANY AND ALL DISPUTES BASED ON ANY PRODUCT, SERVICE OR ADVERTISING CONNECTED TO THE PROVISION OR USE OF THE SITE. The Federal Arbitration Act (“FAA”), not state law, shall govern the arbitrability of all disputes between Interledger and you regarding these Terms and the Site. Interledger and you agree, however, that Maine or federal law shall apply to and govern, as appropriate, any and all claims or causes of action, remedies, and damages arising between you and Interledger regarding these Terms and the Site, whether arising or stated in contract, statute, common law, or any other legal theory, without regard to Maine’s choice of law principles.
  A Dispute will be resolved solely by binding arbitration in accordance with the then-current Commercial Arbitration Rules of the American Arbitration Association (“AAA”). If a party properly submits the Dispute to the AAA for formal arbitration and the AAA is unwilling or unable to set a hearing date within sixty (60) days of the filing of a “demand for arbitration,” then either party can elect to have the arbitration administered by the Judicial Arbitration and Mediation Community Inc. (“JAMS”) using JAMS’ streamlined Arbitration Rules and Procedures, or by any other arbitration administration service that you and an officer or legal representative of Interledger consent to in writing. If an in-person arbitration hearing is required, then it will be conducted in the “metropolitan statistical area” (as defined by the U.S. Census Bureau) where you are a resident at the time the Dispute is submitted to arbitration. You and we will pay the administrative and arbitrator’s fees and other costs in accordance with the applicable arbitration rules; but if applicable arbitration rules or laws require Interledger to pay a greater portion or all of such fees and costs in order for this Section 18 to be enforceable, then Interledger will have the right to elect to pay the fees and costs and proceed to arbitration.
3. Limited Time To File Claims. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IF YOU OR WE WANT TO ASSERT A DISPUTE (BUT NOT A EXCLUDED DISPUTE) AGAINST THE OTHER, THEN YOU OR WE MUST COMMENCE IT (BY DELIVERY OF WRITTEN NOTICE AS SET FORTH IN SECTION 20(A)) WITHIN ONE (1) YEAR AFTER THE DISPUTE ARISES -- OR IT WILL BE FOREVER BARRED.
4. Injunctive Relief. To the fullest extent permitted by applicable law, the foregoing provisions of this Section 20 will not apply to any legal action taken by Interledger to seek an injunction or other equitable relief in connection with, any loss, cost, or damage (or any potential loss, cost, or damage) relating to the Site, any Content, and/or Interledger’s intellectual property rights (including such Interledger may claim that may be in dispute), Interledger’s operations, and/or Interledger’s products or services.
5. Small Claims Matters Are Excluded From Arbitration Requirement. Notwithstanding the foregoing, either of us may bring qualifying claim of Disputes (but not Excluded Disputes) in small claims court, subject to Section 20(G).
6. No Class Action Matters. To the fullest extent permitted by applicable law, disputes will be arbitrated only on an individual basis and will not be consolidated with any other arbitrations or other proceedings that involve any claim or controversy of any other party. But if, for any reason, any court with competent jurisdiction or any arbitrator selected pursuant to Section 20(B) holds that this restriction is unconscionable or unenforceable, then our agreement in Section 20(B) to arbitrate will not apply and the Dispute must be brought exclusively in court pursuant to Section 20(G).
7. Federal and State Courts in Boston, Massachusetts. Except to the extent that arbitration is required in Section 20(B), and except as to the enforcement of any arbitration decision or award, any action or proceeding relating to any Dispute or Excluded Dispute may only be instituted in state or federal court in Boston, Massachusetts. Accordingly, you and Interledger consent to the exclusive personal jurisdiction and venue of such courts for such matters.
OTHER DISPUTE RESOLUTION WHERE ARBITRATION IS NOT AVAILABLE
This Section 21 applies to all Users of the Site, if, and only to the extent that, the mandatory laws in your country of residence do not permit arbitration of Disputes in accordance with Section 18 or the parties have not otherwise agreed to arbitration if required by applicable law.
1. Section 21 Disputes. To the fullest extent permitted by applicable law, if any controversy, allegation, or claim (including any non-contractual claim) arises out of or relates to the Site, the Content, these Terms, whether heretofore or hereafter arising or to any of Interledger’s actual or alleged intellectual property rights (collectively, a “Section 21 Dispute”), then you and we agree to send a written notice to the other providing a reasonable description of the Section 21 Dispute, along with a proposed resolution of it. Our notice to you will be sent to you based on the most recent contact information that you provide us. But if no such information exists or if such information is not current, then we have no obligation under this Section 21.A. Your notice to us must be sent to the notice address listed in Section 22.L, Attention: Customer Service. Subject to applicable law, for a period of sixty (60) days from the date of receipt of notice from the other party, Interledger and you will engage in a dialogue in order to attempt to resolve the Section 21 Dispute, though nothing will require either you or Interledger to resolve the Section 21 Dispute on terms with respect to which you and Interledger, in each of our sole discretion, are not comfortable.
2. Jurisdiction. The parties agree that the state or federal courts in Cumberland County, Maine shall have non-exclusive jurisdiction of any Section 21 Dispute, unless otherwise required by applicable laws of your jurisdiction of residence.
3. Governing Law. To the maximum extent permitted by the mandatory laws in your country of residence, these Terms and any Section 21 Dispute arising out of or in connection with it or its subject matter or formation (including non-contractual disputes), will be governed by, and construed in accordance with, the laws of the State of Maine, without regard to its conflicts of law provisions.
4. Limited Time to File Claims. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IF YOU OR WE WANT TO ASSERT A SECTION 21 DISPUTE AGAINST THE OTHER, THEN YOU OR WE MUST COMMENCE IT BY DELIVERY OF WRITTEN NOTICE AS SET FORTH IN SECTION 21 A) WITHIN ONE (1) YEAR AFTER DISCOVERY OF THE SECTION 21 DISPUTE ARISES -- OR IT WILL BE FOREVER BARRED.
5. Injunctive Relief. The foregoing provisions of this Section 21 will not apply to any legal action taken by Interledger to seek an injunction or other equitable relief in connection with, any loss, cost, or damage (or any potential loss, cost, or damage) relating to the Site, any Content, and/or Interledger’s intellectual property rights (including such Interledger may claim that may be in dispute), Interledger’s operations, and/or Interledger’s products or services.
MISCELLANEOUS
1. Entire Agreement. The Agreement constitutes the entire agreement between you and Interledger and governs your use of the Site and Community, superseding any prior agreements between you and Interledger (including, but not limited to, any prior versions of these Terms).
2. Headings. Headings in these Terms are for reference purposes only and in no way define, limit, construe or describe the scope or extent of the applicable section to which such heading applies.
3. Waiver. The failure of either party to enforce any provision of these Terms shall not constitute or be construed as a waiver of such provision or of the right to enforce it at a later time.
4. Severability. If any provision in these Terms is deemed unlawful, void or unenforceable, then that provision will be deemed severed from these Terms and the remaining provisions shall remain in full force and effect as if no invalid or unenforceable provision had been part of these Terms.
5. Local Laws and Export Control. The Site and the Community provide services and uses Software and technology that may be subject to United States export controls administered by the U.S. Department of Commerce, the United States Department of Treasury Office of Foreign Assets Control, and other U.S. agencies and the export control regulations of other applicable countries. You acknowledge and agrees that neither the Site nor the Community shall be used, and none of the underlying information, Software, or technology may be transferred or otherwise exported or re-exported to countries as to which the United States or any other applicable country maintains an embargo (collectively, “Embargoed Countries”), or to or by a national or resident thereof, or any person or entity on the U.S. Department of Treasury’s List of Specially Designated Nationals or the U.S. Department of Commerce’s Table of Denial Orders (collectively, “Designated Nationals”). The lists of Embargoed Countries and Designated Nationals are subject to change without notice. By using the Site and/or the Community, you represent and warrant that you are not located in, under the control of, or a national or resident of an Embargoed Country or Designated National. You agree to comply strictly with all U.S. and other applicable export laws and to assume sole responsibility for obtaining licenses to export or re-export as may be required. Interledger and its licensors make no representation that the Site or the Community is appropriate or available for use in other locations. If you use or access the Site and/or the Community from outside the United States of America, you are solely responsible for compliance with all applicable laws, including without limitation export and import regulations of other countries.
6. Security. You acknowledge the risk that information and the Content stored and transmitted electronically through the Community may be intercepted by third parties. You agree to accept that risk and will not hold Interledger liable for any loss, damage, or injury resulting from the interception of information. The Content is stored securely and encrypted. Only Interledger, with strict business reasons, may access and transfer the Content and only in accordance with the terms and conditions of the Agreement.
7. Third-Party Partners. You acknowledge and agrees that Interledger may use third-party vendors and hosting partners to provide the necessary hardware, software, networking, storage, and related technology required to provide the Site and the Community.
8. Relationship. Nothing herein shall be deemed to create an agency, partnership, joint venture, employee-employer or franchise-franchisee relationship of any kind between Interledger and you or any other person or entity.
9. Assignment; Change in Control. These Terms may not be assigned by you without the prior written approval of Interledger but may be assigned without your consent by Interledger to (i) a parent or subsidiary, (ii) an acquirer of assets, or (iii) a successor by merger, consolidation, stock sale or similar. Any purported assignment in violation of this section shall be void. Any actual or proposed change in control of you (if an entity) that results or would result in a direct competitor of Interledger directly or indirectly owning or controlling 50% or more of such entity shall entitle Interledger to terminate these Terms for cause immediately upon written notice.
10. Call Monitoring and Recording. For quality assurance, Interledger may record and/or monitor incoming calls to, and outgoing calls from, Interledger. By accepting these Terms, you also consent to any and all call recording and monitoring performed by Interledger or its agents, employees and/or affiliates.
11. Modification to Terms. Interledger reserves the right to modify the provisions of these Terms, the Privacy Policy or any other policies relating to the Site and/or the Community at any time, effective upon posting of an updated version of these Terms, the Privacy Policy, or such other policies, if applicable, on the Site. You are responsible for regularly reviewing the Site to check for changed or updated versions thereof. Continued use of the Site and/or the Community after any such changes shall constitute your consent to such changes.
12. Notice. Interledger may give notice by means of an electronic mail to your e-mail address on record in Interledger’s Account Information, or by written communication sent by first class mail or pre-paid post to your address on record in Interledger’s Account Information. Such notice shall be deemed to have been given upon the expiration of 48 hours after mailing or posting (if sent by first class mail or pre-paid post) or 12 hours after sending (if sent by email). You may give notice to Interledger (such notice shall be deemed given when received by Interledger) at any time by letter to Interledger delivered by nationally recognized overnight delivery service or first-class postage prepaid mail to Interledger, in either case, addressed to:
  The Interledger Foundation
  610 E Zack St. Suite 110-4289
  Tampa, FL 33602
  United States
QUESTIONS OR ADDITIONAL INFORMATION
If you have questions regarding these Terms or wish to obtain additional information, please send an e-mail to info@interledger.org.

Terms of Service

Terms of Service

CONSENT AND USE OF THE SITE AND COMMUNITY

DEFINITIONS

LIMITED LICENSE & USE OF THE SITE AND THE PLATFORM

ACCOUNT INFORMATION, PASSWORD AND SECURITY

REPRESENTATIONS & WARRANTIES

USER CONDUCT

FEES

TERMINATION

INTELLECTUAL PROPERTY

CONFIDENTIALITY

AVAILABILITY; SUPPORT

INTEGRATIONS, THIRD-PARTY LINKS

DISCLAIMER OF WARRANTIES

LIMITATION OF LIABILITY

ADDITIONAL RIGHTS

INDEMNIFICATION BY INTERLEDGER

RELEASE AND INDEMNIFICATION

PROCEDURE FOR ALLEGING COPYRIGHT INFRINGEMENT

DMCA Notice.

Counter-Notification.

PROCEDURE FOR ALLEGING INFRINGEMENT OF OTHER INTELLECTUAL PROPERTY

DISPUTE RESOLUTION

OTHER DISPUTE RESOLUTION WHERE ARBITRATION IS NOT AVAILABLE

MISCELLANEOUS

QUESTIONS OR ADDITIONAL INFORMATION